Disclaimer

General Disclaimer

This Disclaimer applies to the use of NavWise and its content. We provide information for general educational purposes only. All materials, resources, and information available through our platform are intended to help Malaysian savers understand the fundamentals of unit trusts, Amanah Saham Bumiputera (ASNB), Net Asset Value (NAV) calculations, and the regulatory framework established by the Securities Commission Malaysia.

We strive to ensure that all information presented is accurate and up-to-date. However, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or availability of our content. The information provided is subject to change without notice and may not reflect the most current market conditions or regulatory updates.

Your use of our website and the information contained herein is at your sole risk. We do not guarantee that our services will be uninterrupted, secure, or error-free. We are not responsible for any damages or losses resulting from your access to or use of our platform or reliance upon any information provided.

No Professional Advice

The content on our platform is educational material only and should not be construed as professional financial, investment, legal, or tax advice. We are not licensed financial advisors, and nothing on our website should be interpreted as personalized investment recommendations or guidance tailored to your specific financial situation.

Before making any investment decisions regarding unit trusts, ASNB funds, or any other financial products, you should consult with qualified financial advisors, investment professionals, or relevant regulatory authorities. The Securities Commission Malaysia provides official guidance and resources that should inform your investment decisions.

Past performance of unit trusts and ASNB funds does not guarantee future results. Market conditions, economic factors, and regulatory changes can significantly impact fund performance and returns. We encourage you to conduct thorough research and seek professional guidance before committing your capital to any investment.

Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or reliance on our information. This includes, but is not limited to, loss of profits, loss of data, or business interruption.

We do not assume responsibility for third-party content, links, or resources that may be referenced on our website. While we aim to provide accurate information about the Securities Commission Malaysia regulatory framework and fund structures, we are not affiliated with or endorsed by these institutions.

Our total liability to you for any claim arising from your use of our services shall be limited to the extent permitted by law. Some jurisdictions do not allow the limitation of liability, so this provision may not apply to you. If you are dissatisfied with our content or services, your sole remedy is to discontinue use of our platform.

Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our platform following any modifications constitutes your acceptance of the updated Disclaimer. We recommend reviewing this page periodically to stay informed of any changes that may affect your use of our services.

Acknowledgment

By accessing and using our platform, you acknowledge that you have read this Disclaimer in its entirety, understand its terms, and agree to be bound by them. If you do not agree with any provision of this Disclaimer, you must discontinue your use of our website immediately.